Claiming Death/Funeral Benefits at SSS?

They said I was lucky to get my claim within less than two months. Some would have to wait for 10 months or even years. My mom heard through our rumor mongering neighbors that they heard this and that were able to get theirs in two weeks time.

How the hell and why some claims are as quick as lightning to get processed while some would take forever? I really don’t know. Maybe it’s sheer luck for those who got theirs easily and some got stuck with lazy employees.

I overheard a guard commented to an employee processing maternity benefit who was complaining her hands were hurting from the number of papers she needs to process. There is always tomorrow to finish the job”. I wanted to boot that security guard in the ass to show my disapprove of his work attitude. Instead, I just gave him a piercing look . The guard seemed to get that look and he went by his work.

Claiming benefit from the Social Security System (SSS) in the Philippines can really test your patience so you better brace yourself from some lame excuses when you are out there.

Their lame excuses:

… An illustration of bad human resources management:

Excuse #1 The employee assigned to visit funeral parlors to validate deaths had died and therefore we don’t have a personnel to do the job, so your claim is still pending.

First of all, if an employee of a servicing company dies does it mean that all pending clients who needs to go through him will also die with him? Absolutely NOT!

Excuse #2The funeral parlor said they do not accept phone inquiry.

Obviously they don’t and they know this too, how can someone from the funeral parlor sign a document of validation if the inquiry was done by phone? Duh!

Excuse #3 The claims analyst, official handling your case had been absent from work for 4 days now and your folder is with her.

If that employee would go AWOL and never ever report to work, does this mean my claim will be forfeited too? It shouldn’t!

Excuse #4 The check is already here, the problem is our manager did not sign it yet to be released.

Uhhh….I just asked the guard earlier where is that employee in that desk who handled my folder from day 1 was, he said she has been absent for a couple of days. Hmmmm… what a coincidence, she is also the manager. Ugh.

Excuse #5 Our main office has not replied to our inquiry yet.

Then, she showed me my folder showing that latest communication with them was August 16 I followed up on September 4, what had transpired in between? Nothing, they let my folder gather dust.

…And a terrible IT system

Excuse #6 The system indicated some funeral claims under your fathers name in the past so we will have to double check this first with our main office.

This issue was resolved 10 years ago. Because if it was not, then my would have not been receiving his SSS pension. This just shows their Jurassic system, actually they are still doing manual checking because employees are still illiterate of the new technology.

Excuse #7 We can’t validate your father’s record right now because our system is offline.

For the record since I started to follow up on my father’s social security benefits your system has been down quite too often. Here is also a thread about SSS being offline most of the time from the Office of the President of the Philippines official website that the people at SSS ignores and continually ignore.

Excuse #8 First, understand that the Social Security Administration is not “out to deny your claim.” The people who decide whether or not you qualify for benefits would just as soon approve your claim as deny it. The problem is, they can only spend a small amount of time on each claim.

Exactly, it’s not their money, it’s the contributors money and his right. But because of anomalies in the past at the SSS bureaucracy, some corrupt SSS employee makes use of a member’s clean record to claim their benefits. My father has 2 funeral claims under his name even before I filed for such claim last July. A claimant like me can spend all day talking and waiting for the SSS employee to process and tell me what else do I need to submit and what to expect rather than have me come every day and follow-up wasting my time and money. It’s not just their time that is precious and hectic.

Excuse #7 The people reviewing claims work in a huge bureaucracy which requires a specific information and documents in file first before approving a claim . The workload is such that they can’t follow up and track down everything they need or have requested. If they don’t have enough information to approve your claim they will simply deny the claim. You can prevent that by staying in touch with the people handling your claim. They will appreciate any help you can give them.

Well yeah that’s why we follow-up but we can’t be there every effing day. And yes I was giving them the help they need because they can’t “contact” the people at the funeral parlor and at the crematory. And she gives me a bull that that’s not their procedure. I was literally giving her my phone to contact those funeral parlor and crematory.

But really all this a bullshit because what I really think is they system is a failure. They think since nobody’s complaining (loud enough) it doesn’t mean their system is alright.

They need a major revamp in personnel and a better IT system that doesn’t go offline half of the time. A claimant should not turn notorious for them to fast track on a claim.

Here is just what I want to say SSS or Social Security System shouldn’t be called as such. Instead, they should be called AntiSocial Insecurity Antisystem.

Nuff said.

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I am a storyteller. Enabler. Fashion, Beauty, Travel and Lifestyle Blogger. An advocate of autism awareness, women's and children's rights and the environment. A single parent of a person with autism. A former Journalist. I am not an expert I am experienced. I do what I love no regrets. If you need anything email me at : earthlingorgeous (@)


  • Anonymous 06/03/2017 at 7:27 am Reply

    yeah namatay na lang both parents ko pero di ko pa naclaim yung benefits sa papa ko..

  • cora m. taguba 06/03/2016 at 6:30 pm Reply

    I followed up my death claim for my mother last and I was told via phone follow-up that it has been approved on May 20 and ready for mailing at the post office in QC, since I am residing here at Muntinlupa how long before we can received the check? Will it be thru registered mail or what? I was told at the SSS office in QC that I can expect the check first week of June.


  • deth 04/06/2016 at 11:58 am Reply

    Not all sss staff are like that but most of them does, I know some of them in sss Tierra Nueva Alabang. ang malas dun ka pa natapat.
    sayang May malupet dun na representative si ms.Rowena ☺ sakanya kayo magfile very accomodating.

  • Glenn M. Labrador 02/01/2016 at 10:46 am Reply

    Saan po pwedeng tawagan para mag follow up ng Funeral Benefits ng tatay ko. FEB 11, 2016 pa po na submit & received ng SSS ang complete documents ng father ko. Pero I started applying for the Funeral Benefis last October 16, 2015 pa po kaya lng may pumasok pa pong pension sa ATM ng father ko after his death kaya inayos pa namin sa bangko po. Sa SSS Website ay wala kang makitang button for “FOLLOW UP ON CLAIMS/BENEFITS” Ano ba yan?

    • Earth Rullan 02/01/2016 at 3:43 pm Reply

      Hindi ko rin po alam ,puntahan nalang po ninyo yung SSS branch kung saan ka nagfile ng funeral benefits.

  • Rj_Rio 09/29/2015 at 9:29 pm Reply

    21. Affidavit of Funeral Expenses…… (Sori po, nakalimutan kong ilagay..yan po yung pinakang last)… Maraming salamat po at sanay nakatulong po ako sa inyo… Para po sa ilang karagdagang tanong mangyaring paki txt or paki tawagan na lang po ako Globe: 09166300742 Smart: 09192312623

    • Jj 03/01/2016 at 10:54 pm Reply

      Nong nov.2015 p kmi nkapasa ng requirements to claim the funeral benefits ng brother ko, hanggang ngaun di p rin dumadating, pabalik2 n kmi Sa sss branch lageng sinsbi my pupunta Lang daw dto s bahay pra mag C.I ., pero wla p rin, nakakahiya ng pbalik2 Sa office Nila pra mag follow up!

  • Rj_Rio 09/29/2015 at 9:18 pm Reply

    Ito po yung mga requirements kapag nagkaroon po ng Discrepancy:

    1. Birth Certificate (NSO or Certified True Copy from the LCR)
    2. Baptismal Certificate
    3. Medical Record of the Deceased Member
    4. Valid Id of the Deceased Member (Postal I.D, Comelec ID, Pag-Ibig ID, SSS ID, Señor ID, GSIS ID, Company ID)
    5. Marriage Certificate
    6. Certified True Copy of Death Certificate
    7. Funeral Claim Application Form
    8. Waiver Of Rights To Claim
    9. Official Receipt from the Funeral Parlor
    10. BirthCertificate of the Claimant (Certified True Copy from the LCR)
    11. Sinumpaang Salaysay to be Notarize at PAO
    12. Joint Affidavit of two Person to be Notarize at PAO
    13. R-5 Record of the Deceased Member
    14. RS1Record of the Deceased Member
    15. E1 Record of the Deceased Member
    16. Barangay Clearance na nagpapatunay na namatay na ang member
    17. 2 Valid ID of the Claimant (Voters ID, Postal ID etc)
    18. Sedula (Community Tax Certificate) for Claimant
    19. Police Clearance of the Claimant
    20. NBI Clearance of the Claimant

  • Rj_Rio 09/29/2015 at 8:57 pm Reply

    Hellow everyone…. I share ko lang ang experience ko sa pag claim ng Funeral Benefit ng tatay ko…. 3 years from now hindi pa rin nakukuha ang nasabing Benefit dahil sa discrepancy record ng tatay ko; dahil ang ginamit niyang name ay yung kanyang nickname at mali ang year of birth niya…. Maka 7 beses na akong nagpapabalik balik sa Branch Office dito samen sa Marinduque…. Halos 27k na ang nagagatos ko pero wala pa ring nangyari….. So ang ginawa ko ngayon per step na lang… Una. Nag late registered ako ng Birth Certificate ng tatay ko, dahil wala pa nito at ito ang pinaka importanteng papel na isa sa mga hinihinging requirements ng SSS. 2. Kapag nakuha ko na Birth Certificate niya na Certified True Copy, ipapa correct ko naman yung kanyang baptismal certificate para mag karoon ako ng isa pang requirement……. Bigyan ko po kayo ng Idea kung ano- anu nga ba ang mga requirements na nasa akin…….

    • rachel 03/09/2016 at 9:54 pm Reply

      cge kasi kami din po ang problema nmin yung birthday na nilagay ng tatay ko sa sss nya is 1960 .eh yung sa birth nya 1959 question padin po ba yun?ano po dapat naming gawin

  • Glenda Nelmida Bagacina 10/03/2013 at 4:53 pm Reply

    Inguire ko lng po ang status ng death claims benefits ng father ko na si Diosdado P. Nelmida, Joyce A.Nelmida ang beneficiary, my mother, we filed on September 9,2013…

    • Earthlingorgeous 10/03/2013 at 6:44 pm Reply

      naku Glenda paki bisita ang SSS kung san ka nagfile I have no idea I just blogged about my experience. Good luck. Hope you get your claims soon.

  • Lyn 03/21/2013 at 5:16 pm Reply

    yeah.. napaka walang kwenta .. what’s the sense giving out turn around time.. 5 months na rin nung nagfile kami ng death claim, until now wala parin.. san pa ba pwedeng i-raise to ?

  • lottee 02/07/2013 at 11:44 am Reply

    sa funeral claim kelangan ang 2 valid Id’s ng claimant.. what if 1 lang valid Id nya like postal Id. ano ang secondary requirements na pwede ipalis sa id?

    • earthlingorgeous 02/07/2013 at 12:41 pm Reply

      NBI clearance with Baranggay clearance/certificate pwede na, samahan mo na ng police clearance para wala silang masabi hope you get to claim

  • earthlingorgeous 07/19/2012 at 8:52 am Reply

    Hi Domingo, I think you need a marriage certificate and any other valid ID of the deceased spouse to prove relationship/affinity.

  • Domingo 07/18/2012 at 3:47 pm Reply

    In the absence of NSO Birth certificate, sss ID of the DECEASED member what is the alternative requirement so that the surviving spouse can claim the funeral benefit?

  • Cassidy 07/09/2012 at 4:00 pm Reply

    Agree ako dyan. Sa pag claim ng Death Claim. Uubusin nila pera, oras at pasensya mo dahil sa kakabalik-balik at kahihingi nila ng ibat-ibang dokumento.

  • Ann 02/15/2011 at 6:14 am Reply

    I totally agree! They will look and ask for an irrelevant or even impossible requirements to be produced just to have enough reason not have your claim released..This is really unacceptable and disgusting!..Especially at SSS Manila branch…Interviewer was so rude and cant call her public assistant…Most probably an aligator officer!

  • Rj 07/15/2009 at 1:48 am Reply

    does anyone here knows how long does it take to process death claims in SSS? My dad died 5 years ago, and the reason it takes us these long time before we could let it be processed is the denial of my dad’s membership which is very much annoying and disturbing to the members as well as to the beneficiaries.

  • Jade 12/19/2008 at 3:14 am Reply

    Oh girl I do know what you mean. I have been through this once. They make you wait forever just to tell you that it is not yet approved and even accused me of forging my mom’s signature!!!

    I hate people playing power games.

  • Jade 12/19/2008 at 3:14 am Reply

    Oh girl I do know what you mean. I have been through this once. They make you wait forever just to tell you that it is not yet approved and even accused me of forging my mom’s signature!!!

    I hate people playing power games.

  • Sherry 12/10/2008 at 9:28 am Reply

    interesting post.

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