My mom and dad used to argue about it. My dad doesn’t want it because it’s like wishing for someone to die soon. My mom thinks it’s practical. In the end mom gets the life insurance and an ugly argument follows. After they cool down mom reasons out that getting the insurance was practical and that in some extent prolongs the life of the insured. Now you know where I got my crazy side.
Anyway, my sister got one for herself too. I think dad and I are kinda the same in this . Whenever my sister talks about who are her beneficiary I feel awkward. As much as I have faced death a couple of times in my life and inspite of talking about my own death and how I wanted to be buried, money talks and deaths is kinda unethical for me and a bit morbid.
However, I understand her and the need to talk about it because death is the only thing absolute in this world. We will all die and if we just live in the now and do not think of the future who knows what happens to the people we live behind. That is why life term insurance were made to secure the people we leave behind.
There are plans that will work for everyone and here are some term life insurance quotes to help you out. Good luck on your choices.