If you are a member of Pag-ibig Fund, have contributed about 24 monthly contributions, is presently working and was able to avail of the salary loan before then you are qualified to get a housing loans.
However, if you don’t want to get a housing loan you can avail of their home improvement loans that is equal to 80 percent of your total contributions. If you have an outstanding loan they will deduct the balance of that previous loan to the new loan you are applying for.
Processing will take around 3 days especially if you apply now while the State of Calamity status is still in effect.
Loans are a big relief to those who were hit by the recent calamity in the country. Although some feel uncomfortable with owing credit, it’s better if you avail of such loans because there are incidence that some scum-of-the-earth employees of this security agency will take advantage of someone else good record and get the loan you are not using.
I’ve heard a lot of incidence before regarding this the past years especially when they were still doing manual processing of everything. My dad was a victim of such scam, someone used his name to claim a disability benefit, then later on filled for his burial claim. We only found out when I was processing claims for such when he passed away.
October 19th, 2009 at 2:14 am
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October 22nd, 2009 at 1:26 am
is this true? I am really interested about this, I am planning to renovate my house but I have no budget yet. Who will I ask about this?
October 22nd, 2009 at 1:34 am
@ Prefab if you are a member of Pag-Ibig Fund then you can avail of this. You have a choice if you want a full housing loan or just a home renovation. You can call them for more info.
October 26th, 2009 at 11:18 pm
great! I will apply now. Thanks
November 17th, 2009 at 12:55 pm
are this only for Pag-Ibig members???