When I had my first credit card I never thought of the annual fees, the APR, rewards or cash bonus most specially the high interest rate that I would have to endure for late payments or not paying in full. I did not get the chance to compare credit card deals before signing-up for that one and so I have to bare paying high interest rate not to mention the monthly membership fee. I swore not to use credit card anymore after that.

But the shopaholic in me would not deny that I need plastic especially when I am doing my online transactions like sending or receiving cash online, shopping or find myself in short of cash while my my favorite store has an ongoing sale.

I realized I need to get my second credit card but this time I’ll be wise with my finances and use the card wisely. DealsForCreditCards.com gives me vital information I need to find the best credit card that suits my requirement. They have a wide array of credit card offers that made me realize that not all are created equal. I am doing my comparison now and will sign-up soon for the one that offers 0% APR, great rewards, no monthly membership fee and reasonable interest rates.